Conforming Loan Limits 2024 High Balance Loan Limit. In 2024, you can borrow up to $766,550 for a conforming loan. This number has increased since 2023, when the limit was $726,200.
Conforming loans are backed by fannie mae and freddie mac and canโt exceed fhfa loan limits ($766,550 in most areas). The conforming loan limits for 2024 have increased and apply to loans delivered to fannie mae in 2024 (even if originated prior to 1/1/2024).
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